Monday, February 07, 2011

Calming Down a Bit

  School/House: Well, now that I’m coming upon the last few classes in my degree program I feel that I’m calming down a bit. Starting to see that light at the end of the tunnel. Few things have happened since I wrote last.. Umm, Heard back from the bank in regard to my loan modification, it was good and bad. The good was that they considered me and actually did modify my loan-to which I’m grateful.
The bad news was that they only modified it by $50.53. I can’t say I understand it, but that’s what it is. I called my loan counselor who told me that it was all based on my current finances and the careful monitoring of my account. When I explained that I wasn’t going to be holding 2 jobs much longer, her reply was that when my finances change, call her and we’d start the process over. Great, another 4-5 month wait!

  Taxes/Debt: I haven’t filed my taxes yet but am hoping that I’ll get at the very least $1,500. back since I paid in over $500. last year. That will at least get half of my debt paid off, then I’ll try to buckle down and pay off the rest by April/May..?

  More House: I’m going to also try to get a few things done on the house. The bedrooms desperately need built in lights and a few shelves, railing etc need to be tightened before they fall out of the wall. Also looking to have someone stain my dining set and my coffee/end tables.. Any takers?

  Exercise: Since I’ve weighed in for “Drop It Like It’s Hot” I’ve lost 10lbs this month. Good so far, so hopefully I can keep it up. I have to def drink more water and stop getting hungry between 2-3p every day. I’d like to work out longer, but am not seeing that as a possibility right now.. I simply don’t have the time during the week, at least not as much as I’d like and def not warm enough to run outside either.

  Life: Made a few “life” changes which I’m happy about and am choosing not to discuss.. A couple of people know, my family knows and I’m choosing to keep it to myself for the most part, those things are very close to the vest and I don’t feel comfortable sharing in a public forum. Let's just say it's good, at least I think so!
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