Friday, May 30, 2008

In the String of Time…

My boss gave me a copy of the book “Excuse me, Your Life is Waiting”. The action made me want to cry. (I’m sure the reaction is menstrual)
The action is part and parcel to a string of decisions I’ve been making over the past several months. My life and how I really feel that I’m sort of “wasting” it since I’ve recovered. I mean I told myself during the process that I wasn’t going to be doing this anymore and at the time I meant it…Why hasn’t anything changed though?

1- First thing is first, I need to re-fi the house. Yep, gotta put the reins on that fucker and get it into a fixed. If I let it get out of hand again I’m screwed. I have about a year before the agreement I have with my lender expires, so I have to get my shit together. I’m keeping my fingers crossed that the rates keep falling and perhaps I can maintain the same rate or lower.
The last time I spoke to my mortgage guy it was 6% and that was 3 months ago.

2- My debt. As Kelly told me the other day..”Everyone has debt..” I’m about $10,000 in it and don’t like. It’s the largest amount of debt I’ve ever been in. It’s all school, medical crap, car shit and the fact that when I was struggling to make payments on the house I pushed bills etc to the backburner… Anyways, I’d like to get some of it combined into my re-fi, maybe 3-4 thousand of it so I can pay off the rest and be done…

3- School… I have a year left on a double major and have been having a hell of a time trying to finish it up. I want a B.A. before I turn 40 and my Masters by the time I’m 45…I hope I can do it.
Some of the drama I’ve been experiencing at the airport got me to thinking more about this and how I want this to be the last time I have/need to work two jobs. I don’t want to be 50 years old and have to work two jobs just to pay my mortgage. I see myself on that path and would really like to take that hard right to avoidance and a better way of life.

4- Car… I have my eye on hopefully getting a newer car next year. I would really like a Honda Small Hybrid Sports Concept vehicle. It’s supposedly supposed to cost less than $20,000 and is said to be extremely efficient considering these next several years we are all needing to be less dependant upon gas. It’s also very “sexy” looking!!! Hee!

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